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Home insurance is never a one size fits all. When the unexpected happens, the last thing you need to hear is, “Sorry, you’re not covered for that.” The Assurances Simon team will find you a policy customized for your individual needs! Sleep securely knowing your policy covers all the bases to keep you and your family protected.
Comprehensive Insurance Coverage for Homeowners and Tenants Alike
- Homeowners Insurance
- Tenants Insurance
- Condo Insurance
- Rented Dwellings Insurance
- Seasonal Properties
- Florida Condo Insurance
- Home Office Insurance
- Specialty Items & Goods
- Non-Standard Residential Insurance
Get a quote now or call us at 514-881-8885 to speak with a home insurance broker.
Get Affordable Home Insurance with our Home Insurance Discounts
Welcome taxes hurt. Your insurance bill shouldn’t have to! Save your hard-earned money with a First-Time Homebuyers discount.
Alarm System Discount
Get peace of mind and more money in your wallet by equipping your property with a central fire and theft alarm system. You can save up to 15% on your home insurance!
Multiple Residence Discount
Whether it’s a vacation house, apartment, or condo, the more properties you ensure, the more additional discounts you’re eligible for!
If you insure your car and home with the same insurance company, you can get up to 20% in combined savings!
Leak Detection System Discount
You can save upwards of 10% on your home insurance if you have a leak detection system installed!
Mortgage Free Discount
Have you finished paying off your mortgage and have not borrowed against your home? This discount can save you up to 10% on your home insurance!
Claim Free Discount
A claim-free record can save you a lot of money in the long run! Our insurance brokers will let you know if you qualify for a claim free discount!
Senior Homeowner Discount
Old age definitely has its perks! Enjoy up to 5% off your homeowners insurance with our Senior Discount!
Quebec Water Damage Coverage
Did you know that the leading cause of home insurance claims in Quebec is water damage? Our home insurance team will help you choose from a wide variety of water damage coverage options to see which one works best for you and your family!
What does my home insurance cover?
Home insurance policies are never a one-size-fits-all. Our insurance agents will take the time to identify your specific needs and customize a plan just for you! That being said, there are some universal basics one needs in an insurance plan!
Standard Home Insurance Coverages!
Commonly referred to as contents insurance, this coverage protects your personal belongings like electronics, clothing, furniture, etc. Fun fact: these personal items are covered whether they are in your house or not!
Dwelling & Detached Structures
Home, Garage, Shed. You name it, it’s covered under your dwelling and detached structures coverage.
You’re covered with personal liability damage in the event someone gets injured while visiting your home.
Additional Home Insurance Coverages!
Your personal belongings are covered against sewer leaks, accidental backups, and overflow.
Groundwater & Sewer Backup
Especially important when you live in Quebec, this covers you against sewer backup issues as well as damage caused by groundwater seeping through your foundation.
Overland Water Backup
Covers you in the event of damage caused by fresh water (rain, melting snow, spring run-off, etc.)
Hailstorms tend to catch us by surprise. Insure your home for any damages directly caused by a hailstorm.
This optional home insurance coverage protects you against damage caused directly or indirectly as the result of an earthquake.