{"id":79,"date":"2021-09-22T10:40:25","date_gmt":"2021-09-22T14:40:25","guid":{"rendered":"https:\/\/assurances-simon.com\/?page_id=79"},"modified":"2025-10-30T15:18:57","modified_gmt":"2025-10-30T19:18:57","slug":"home-insurance","status":"publish","type":"page","link":"https:\/\/assurances-simon.com\/en\/home-insurance\/","title":{"rendered":"Home Insurance"},"content":{"rendered":"\n\n\t<h1>Need residential insurance?<br \/>\nGet a quick home insurance quote now!<\/h1>\n\t<h3><a href=\"\/en\/in-case-of-a-claim\/\">Report a Claim<\/a><\/h3>\n\t<h1>Home Insurance<\/h1>\n\t<p>Home insurance is never a one size fits all. When the unexpected happens, the last thing you need to hear is, &#8220;Sorry, you&#8217;re not covered for that.&#8221; The Assurances Simon team will find you a policy customized for your individual needs! Sleep securely knowing your policy covers all the bases to keep you and your family protected.<\/p>\n\t\t\t<a href=\"https:\/\/webrater.appliedsystems.com\/WR\/Default.aspx?GC=ASA&#038;LANG=EN&#038;LOB=PROP\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\tGet a Quote\n\t\t\t\t\t<\/a>\n\t<p><strong>Or call us at <a href=\"tel:5148818885\">514-881-8885<\/a><\/strong><\/p>\n\t<h2>Comprehensive Insurance Coverage for Homeowners and Tenants Alike<\/h2>\n<ul>\n<li>Homeowners Insurance<\/li>\n<li>Tenants Insurance<\/li>\n<li>Condo Insurance<\/li>\n<li>Rented Dwellings Insurance<\/li>\n<li>Seasonal Properties<\/li>\n<li>Florida Condo Insurance<\/li>\n<li>Home Office Insurance<\/li>\n<li>Specialty Items &amp; Goods<\/li>\n<li>Liability<\/li>\n<li>Non-Standard Residential Insurance<\/li>\n<\/ul>\n<p>Get a quote now or call us at 514-881-8885 to speak with a home insurance broker.<\/p>\n\t<h2>Get Affordable Home Insurance with our Home Insurance Discounts<\/h2>\n\t<h3>First-Time Homebuyers<\/h3>\n<p>Welcome taxes hurt. Your insurance bill shouldn&#8217;t have to! Save your hard-earned money with a First-Time Homebuyers discount.<\/p>\n\t<h3>Alarm System Discount<\/h3>\n<p>Get peace of mind and more money in your wallet by equipping your property with a central fire and theft alarm system. You can save up to 15% on your home insurance!<\/p>\n\t<h3>Multiple Residence Discount<\/h3>\n<p>Whether it&#8217;s a vacation house, apartment, or condo, the more properties you ensure, the more additional discounts you&#8217;re eligible for!<\/p>\n\t<h3>Bundling Discount<\/h3>\n<p>If you insure your car and home with the same insurance company, you can get up to 20% in combined savings!<\/p>\n\t<h3>Leak Detection System Discount<\/h3>\n<p>You can save upwards of 10% on your home insurance if you have a leak detection system installed!<\/p>\n\t<h3>Mortgage Free Discount<\/h3>\n<p>Have you finished paying off your mortgage and have not borrowed against your home? This discount can save you up to 10% on your home insurance!<\/p>\n\t<h3>Claim Free Discount<\/h3>\n<p>A claim-free record can save you a lot of money in the long run! Our insurance brokers will let you know if you qualify for a claim free discount!<\/p>\n\t<h3>Senior Homeowner Discount<\/h3>\n<p>Old age definitely has its perks! Enjoy up to 5% off your homeowners insurance with our Senior Discount!<\/p>\n\t<h2>Quebec Water Damage Coverage<\/h2><br \/>\nDid you know that the leading cause of home insurance claims in Quebec is water damage? Our home insurance team will help you choose from a wide variety of water damage coverage options to see which one works best for you and your family!\n<h2>What does my home insurance cover? <\/h2><br \/>\nHome insurance policies are never a one-size-fits-all. Our insurance agents will take the time to identify your specific needs and customize a plan just for you! That being said, there are some universal basics one needs in an insurance plan! \n<h3>Standard Home Insurance Coverages!<\/h3>\n<b>Personal Belongings<\/b><br \/>\nCommonly referred to as contents insurance, this coverage protects your personal belongings like electronics, clothing, furniture, etc. Fun fact: these personal items are covered whether they are in your house or not!\n<b>Dwelling &#038; Detached Structures<\/b><br \/>\nHome, Garage, Shed. You name it, it&#8217;s covered under your dwelling and detached structures coverage. \n<b>Liability Coverage<\/b><br \/>\nYou&#8217;re covered with personal liability damage in the event someone gets injured while visiting your home.\n<h3>Additional Home Insurance Coverages!<\/h3>\n<b>Sewer Backup<\/b><br \/>\nYour personal belongings are covered against sewer leaks, accidental backups, and overflow.\n<b>Groundwater &#038; Sewer Backup<\/b><br \/>\nEspecially important when you live in Quebec, this covers you against sewer backup issues as well as damage caused by groundwater seeping through your foundation.\n<b>Overland Water Backup<\/b><br \/>\nCovers you in the event of damage caused by fresh water (rain, melting snow, spring run-off, etc.)\n<b>Hail Coverage<\/b><br \/>\nHailstorms tend to catch us by surprise. Insure your home for any damages directly caused by a hailstorm.\n<b>Earthquake Coverage<\/b><br \/>\nThis optional home insurance coverage protects you against damage caused directly or indirectly as the result of an earthquake.\n\t<h2>All Your Quebec Insurance Under One Roof<\/h2>\n\t<h4><a href=\"\/en\/car-insurance\/\"><strong>Car Insurance<\/strong><\/a><\/h4>\n\t<h4><a href=\"\/en\/travel-insurance\/\"><strong>Travel <\/strong><strong>Insurance<\/strong><\/a><\/h4>\n\t<h4><a href=\"\/en\/commercial_insurance\/\"><strong>Commercial <\/strong><strong>Insurance<\/strong><\/a><\/h4>\n\t<h3>Get an online home insurance quote now! <\/h3>\n\t\t\t<a href=\"https:\/\/webrater.appliedsystems.com\/WR\/Default.aspx?GC=ASA&#038;LANG=EN&#038;LOB=PROP\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\tGet a Quote\n\t\t\t\t\t<\/a>\n\n","protected":false},"excerpt":{"rendered":"<p>Need residential insurance? Get a quick home insurance quote now! Report a Claim Home Insurance Home insurance is never a one size fits all. When the unexpected happens, the last thing you need to hear is, &#8220;Sorry, you&#8217;re not covered for that.&#8221; The Assurances Simon team will find you a policy customized for your individual [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-79","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/assurances-simon.com\/en\/wp-json\/wp\/v2\/pages\/79","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/assurances-simon.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/assurances-simon.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/assurances-simon.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/assurances-simon.com\/en\/wp-json\/wp\/v2\/comments?post=79"}],"version-history":[{"count":23,"href":"https:\/\/assurances-simon.com\/en\/wp-json\/wp\/v2\/pages\/79\/revisions"}],"predecessor-version":[{"id":2045,"href":"https:\/\/assurances-simon.com\/en\/wp-json\/wp\/v2\/pages\/79\/revisions\/2045"}],"wp:attachment":[{"href":"https:\/\/assurances-simon.com\/en\/wp-json\/wp\/v2\/media?parent=79"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}