{"id":1816,"date":"2025-05-26T07:09:21","date_gmt":"2025-05-26T11:09:21","guid":{"rendered":"https:\/\/assurances-simon.com\/?p=1816"},"modified":"2025-05-26T07:09:22","modified_gmt":"2025-05-26T11:09:22","slug":"assurance-renovation-maison-montreal","status":"publish","type":"post","link":"https:\/\/assurances-simon.com\/fr\/assurance-renovation-maison-montreal\/","title":{"rendered":"Pourquoi vous devez informer votre courtier d\u2019assurance de vos r\u00e9novations majeures."},"content":{"rendered":"\n<p>R\u00e9nover sa maison, c\u2019est excitant. Que ce soit une nouvelle cuisine, un sous-sol am\u00e9nag\u00e9 ou une extension pour agrandir votre espace, les am\u00e9liorations augmentent la valeur de votre propri\u00e9t\u00e9. Mais voici ce que plusieurs propri\u00e9taires ignorent : sans avis \u00e0 votre courtier, votre <a href=\"https:\/\/assurances-simon.com\/fr\/assurance-habitation\/\" data-type=\"page\" data-id=\"83\">assurance habitation \u00e0 Montr\u00e9al<\/a> pourrait ne pas vous couvrir ad\u00e9quatement.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong>Quels types de r\u00e9novations devez-vous d\u00e9clarer?<\/strong><\/strong><\/h2>\n\n\n\n<p>Repeindre la salle de bain? Aucun souci. Mais des r\u00e9novations structurelles ou importantes? Il faut nous le dire.<\/p>\n\n\n\n<p>Voici des exemples :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Agrandissements ou ajouts \u00e0 la maison<\/li>\n\n\n\n<li>R\u00e9novation majeure de la cuisine ou salle de bain<\/li>\n\n\n\n<li>Am\u00e9nagement du sous-sol<\/li>\n\n\n\n<li>Remplacement des syst\u00e8mes de plomberie, chauffage ou \u00e9lectricit\u00e9<\/li>\n\n\n\n<li>Cr\u00e9ation d\u2019un logement locatif ou interg\u00e9n\u00e9rationnel<\/li>\n<\/ul>\n\n\n\n<p>Ces changements modifient la valeur et le profil de risque de votre propri\u00e9t\u00e9.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/assurances-simon.com\/wp-content\/uploads\/2025\/05\/jessica-hearn-ut6gWxh3oqQ-unsplash-1024x683.jpg\" alt=\"\" class=\"wp-image-1812\" srcset=\"https:\/\/assurances-simon.com\/wp-content\/uploads\/2025\/05\/jessica-hearn-ut6gWxh3oqQ-unsplash-1024x683.jpg 1024w, https:\/\/assurances-simon.com\/wp-content\/uploads\/2025\/05\/jessica-hearn-ut6gWxh3oqQ-unsplash-300x200.jpg 300w, https:\/\/assurances-simon.com\/wp-content\/uploads\/2025\/05\/jessica-hearn-ut6gWxh3oqQ-unsplash-768x512.jpg 768w, https:\/\/assurances-simon.com\/wp-content\/uploads\/2025\/05\/jessica-hearn-ut6gWxh3oqQ-unsplash-1536x1024.jpg 1536w, https:\/\/assurances-simon.com\/wp-content\/uploads\/2025\/05\/jessica-hearn-ut6gWxh3oqQ-unsplash-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Photo by: Jessica Hearn<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong>Que se passe-t-il si vous ne mettez pas \u00e0 jour votre police?<\/strong><\/strong><\/h2>\n\n\n\n<p>En cas de r\u00e9clamation apr\u00e8s des r\u00e9novations non d\u00e9clar\u00e9es, vous pourriez avoir des mauvaises surprises :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Refus ou r\u00e9duction de la r\u00e9clamation<\/li>\n\n\n\n<li>Couverture insuffisante pour reconstruire ou r\u00e9parer<\/li>\n\n\n\n<li>Police annul\u00e9e pour omission<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Avantages de d\u00e9clarer vos travaux<\/strong><\/h3>\n\n\n\n<p>C\u2019est simple, rapide, et \u00e7a peut vous rapporter :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Possibilit\u00e9 de rabais si les r\u00e9novations am\u00e9liorent la s\u00e9curit\u00e9<\/li>\n\n\n\n<li>Couverture adapt\u00e9e \u00e0 la vraie valeur de votre maison<\/li>\n\n\n\n<li>Tranquillit\u00e9 d\u2019esprit totale<\/li>\n\n\n\n<li><\/li>\n<\/ul>\n\n\n\n<p>Vous investissez dans votre maison? Prot\u00e9gez cet investissement. Une simple mise \u00e0 jour de votre assurance vous \u00e9vite bien des maux de t\u00eate.<\/p>\n\n\n\n<p><strong>Des travaux en vue?<\/strong> <a href=\"https:\/\/assurances-simon.com\/fr\/contactez-nous\/\" data-type=\"page\" data-id=\"135\">Contacter votre courtier<\/a> \u00e0 Assurances Simon et Associ\u00e9s pour une r\u00e9vision rapide et gratuite de votre dossier.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>R\u00e9nover sa maison, c\u2019est excitant. Que ce soit une nouvelle cuisine, un sous-sol am\u00e9nag\u00e9 ou une extension pour agrandir votre espace, les am\u00e9liorations augmentent la valeur de votre propri\u00e9t\u00e9. Mais voici ce que plusieurs propri\u00e9taires ignorent : sans avis \u00e0 votre courtier, votre assurance habitation \u00e0 Montr\u00e9al pourrait ne pas vous couvrir ad\u00e9quatement. Quels types [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":1810,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1816","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/assurances-simon.com\/fr\/wp-json\/wp\/v2\/posts\/1816","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/assurances-simon.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/assurances-simon.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/assurances-simon.com\/fr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/assurances-simon.com\/fr\/wp-json\/wp\/v2\/comments?post=1816"}],"version-history":[{"count":1,"href":"https:\/\/assurances-simon.com\/fr\/wp-json\/wp\/v2\/posts\/1816\/revisions"}],"predecessor-version":[{"id":1817,"href":"https:\/\/assurances-simon.com\/fr\/wp-json\/wp\/v2\/posts\/1816\/revisions\/1817"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/assurances-simon.com\/fr\/wp-json\/wp\/v2\/media\/1810"}],"wp:attachment":[{"href":"https:\/\/assurances-simon.com\/fr\/wp-json\/wp\/v2\/media?parent=1816"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/assurances-simon.com\/fr\/wp-json\/wp\/v2\/categories?post=1816"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/assurances-simon.com\/fr\/wp-json\/wp\/v2\/tags?post=1816"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}