Why Choosing an Insurance Broker is Better Than Going Direct
When it comes to insurance, most people have the same goal: the right protection at the best possible price. The question is whether you should buy directly from an insurance company or work with an independent insurance broker. While going straight to the insurer may feel like the easier choice, it often means you are paying more and getting less.
An insurance broker, like Assurances Simon in Montreal, offers something very different. Here’s why working with a broker is the smarter move.
More Options, More Flexibility
When you go directly to an insurance company, you are limited to their products, pricing, and coverage rules. An independent broker works with many insurers at once, which means you can compare rates and find the coverage that fits you best. At Assurances Simon, we have access to more than 20 insurance partners, so you get options instead of restrictions.
Insurance Coverage That Fits Your Life
Every client has unique needs. A first-time homeowner, a family with teen drivers, and a business owner protecting their property all require very different policies. Brokers take the time to understand your situation and recommend coverage that matches your lifestyle and budget. It’s personal, not generic.
Someone Who Works for You
This is the key difference. Insurance companies work for themselves. Brokers work for their clients. When you buy through an independent broker, you have someone on your side who explains the fine print, answers your questions, and supports you during a claim. At Assurances Simon, our role is to protect you, not to sell you more than you need.
Better Value and Savings
Because brokers can shop around, they often find lower premiums and stronger coverage than what a single insurer would offer. They also make sure you don’t miss out on valuable discounts, whether it’s for alarm systems, bundling home and car policies, or driving fewer kilometers each year. In other words, you save money without sacrificing protection.
Peace of Mind Year After Year
Insurance is not something you buy once and forget about. As your life changes, your coverage should too. A broker stays in touch, reviews your policies, and makes adjustments so you are never underinsured or overpaying. With Assurances Simon, you get advice and support that keeps your protection up to date.
The Best Insurance Brokers in Montreal
Working with an independent insurance broker means choice, transparency, and peace of mind. At Assurances Simon, we make sure your insurance works for you, not the other way around.
Looking for better coverage and competitive rates? Contact us today.
